You have already created your GCash account, and now you are ready to become Fully Verified. You open the app, tap Verify Now, and suddenly face an important question:
Which ID should you use?
Not every identification card is accepted for GCash verification. The list also changes depending on whether you are an adult Filipino, a minor using GCash Jr., a Filipino living abroad, a foreign resident in the Philippines, or a tourist.
Using an unsupported, expired, damaged, or unclear ID can result in a failed verification attempt. Even an accepted ID may be rejected when the photo is blurry or the information does not match what you entered in the app.
This guide provides the current list of valid IDs accepted for GCash verification, explains the requirements for each type of user, and shares practical tips to help you complete the process successfully.
Content
Why Does GCash Require a Valid ID?
GCash asks for identification to confirm that the person creating and using the account is the same person named in the application.
Verification helps GCash:
- Confirm your identity
- Prevent people from creating accounts under false names
- Reduce fraud and identity theft
- Protect users from unauthorized account activity
- Meet financial and regulatory requirements
- Determine which account type applies to you
For a regular adult GCash account, you generally need only one accepted government-issued ID to begin full verification. You will also need to complete a selfie scan and make sure your personal information matches the document you submit.
General GCash ID Requirements
Having the correct type of ID is only part of the requirement. GCash also checks the condition, validity, and format of the document.
Your ID should be:
- Valid and not expired
- Clear and readable
- Not seriously damaged
- The actual physical ID, except for accepted National ID formats
GCash does not normally accept scanned, photocopied, or reproduced versions of an ID. The National ID is an exception because GCash accepts supported card, paper, and digital formats.
Before taking a photo, check that the following details are readable:
- Your complete name
- Your photograph
- Your birthday
- The ID number
- The expiration date, when applicable
- Other identifying information
The personal details you enter in GCash should also match the information printed on your ID.
Quick List of IDs Accepted by GCash
The following table summarizes the main identification documents accepted for each type of user.
| User type | Accepted IDs |
|---|---|
| Filipino adults aged 18 and above with a Philippine SIM | National ID, passport, Pag-IBIG Loyalty Plus Card, driver’s license, Philippine Postal ID, PRC ID, UMID, SSS ID |
| GCash Jr. users aged 7 to 17 with a Philippine SIM | National ID, passport, student ID, Alien Certificate of Registration for foreign minors |
| Filipinos abroad using a non-Philippine SIM | National ID, passport, Pag-IBIG Loyalty Plus Card, driver’s license, Philippine Postal ID, PRC ID, UMID, SSS ID |
| Foreign residents in the Philippines with a Philippine SIM | ACR, driver’s license, SRRV, DFA Diplomat ID, DOLE Alien Employment Permit |
| Eligible foreign visitors using GTourist | Foreign passport |
The documents accepted for one account type may not be accepted for another. For example, a student ID is listed for GCash Jr. users but not for regular Filipino adult accounts.
Accepted IDs for Filipino Adults With a Philippine SIM
Filipino users aged 18 and above who have a Philippine mobile number may use one of the following IDs.
1. National ID
GCash accepts the National ID in several supported formats:
- National ID card
- Paper-type National ID or ePhilID
- Digital National ID
This makes the National ID one of the most accessible options for users who do not have a passport, driver’s license, or professional ID.
Using a Physical National ID Card
Place the card on a flat surface and make sure all its edges and information are visible.
Avoid taking the photo under direct light because glare may cover your name, photograph, or identification number.
Using a Paper ePhilID
The paper version must remain clear and readable. Do not fold it in a way that covers important information.
GCash may require an additional selfie scan to compare the details with Philippine Statistics Authority records.
Using a Digital National ID
GCash accepts a supported Digital National ID, including the version obtained through the eGov PH app.
When verifying with a paper or digital National ID, you may be asked to complete an additional PSA selfie scan. This is separate from the regular selfie scan required by GCash.
Make sure the information you enter in the app exactly matches your National ID record. A difference in your name, birthday, or other personal information may prevent the system from completing the match.
2. Philippine Passport
A valid Philippine passport may be used for GCash verification.
Check that:
- The passport has not expired.
- The information page is clear.
- Your photograph is visible.
- The page is not damaged.
- No fingers are covering the passport number or personal details.
- There is no glare from the laminated page.
Place the passport on a flat surface and keep it open while taking the photo.
Do not use a screenshot, scanned copy, or photocopy of the passport for a regular adult verification attempt. GCash generally requires the original physical ID except for supported National ID formats.
3. Pag-IBIG Loyalty Plus Card
The HDMF or Pag-IBIG Loyalty Plus Card is included in GCash’s current list of accepted IDs for Filipino adults.
Make sure you are using the correct Loyalty Plus version and that the card is clear, valid, and undamaged.
Do not assume that every Pag-IBIG document or membership record will be accepted. The document specifically listed by GCash is the Pag-IBIG Loyalty Plus Card.
4. Driver’s License
GCash accepts:
- A Philippine driver’s license
- A BLTO driver’s license
The license must be valid and unexpired.
When scanning your driver’s license:
- Place it on a plain background.
- Make sure the complete card is inside the frame.
- Avoid using flash.
- Check that your name, photo, and license number are readable.
- Do not submit a screenshot from an online portal unless GCash specifically provides an option for that format.
5. Philippine Postal ID
A valid Philippine Postal ID is included in GCash’s accepted list for Filipino adults.
The ID should not be expired, damaged, blurry, or unreadable.
Because government ID availability and issuing programs can change, the important point is whether you already have a valid Postal ID that meets GCash’s current requirements.
6. PRC ID
Professionals registered with the Professional Regulation Commission may use a valid PRC ID.
The card must be current and readable. An expired PRC ID may result in a failed verification attempt.
Check the expiration date before you begin. If it has expired, use another accepted ID or renew it first.
7. UMID
GCash accepts the Unified Multi-Purpose Identification card, commonly known as UMID.
The card should be the original physical document, clear, undamaged, and valid.
Make sure the photograph and printed information remain visible. Older cards may have faded details, so inspect yours before submitting it.
8. SSS ID
A valid SSS ID is also accepted for Filipino adult verification.
The document must remain readable and should match the name and birthday entered in your GCash application.
An SSS membership number, online account screenshot, contribution record, or printed form is not the same as an accepted physical SSS ID.
Accepted IDs for GCash Jr.
GCash Jr. is intended for Filipino or foreign users aged 7 to 17 who have a Philippine SIM.
An eligible child must have at least one of the following:
- National ID card
- Paper ePhilID
- Digital National ID
- Passport
- Student ID
- Alien Certificate of Registration for foreign or non-Filipino minors
A parent must have a Fully Verified GCash account and must complete the GCash Jr. enrollment process. The child must also have a birth certificate showing that the adult applying is the registered parent.
National ID for GCash Jr.
A child may use a National ID in supported card, paper, or digital form.
The child’s name and birthday entered by the parent should match the National ID exactly.
Passport for GCash Jr.
A valid passport may be used for a Filipino or foreign minor.
The passport should not be expired, damaged, cropped, or blurry.
Student ID for GCash Jr.
GCash accepts a student ID for eligible users aged 7 to 17.
This is an important distinction because student IDs are not included in the current list for regular Filipino adult accounts.
The student ID should clearly show identifying information such as the child’s name and photograph.
Alien Certificate of Registration
Foreign or non-Filipino minors may use an Alien Certificate of Registration.
The document must belong to the child and should be valid and readable.
Birth Certificate Requirement
The child’s birth certificate is a supporting document rather than a substitute for the child’s accepted ID.
GCash states that the original, a screenshot, or a photocopy of the birth certificate may be used for the GCash Jr. application. The birth certificate must show the applying adult as the registered parent.
The parent will upload the birth certificate and the child’s accepted ID, and the child must complete a selfie using the parent’s phone.
GCash says an update on the GCash Jr. application should be provided within three business days.
Accepted IDs for GCash Overseas
GCash Overseas allows eligible Filipinos living abroad to register using a non-Philippine mobile number in supported countries.
The current accepted Philippine IDs include:
- National ID in card, paper, or digital form
- Philippine passport
- Pag-IBIG Loyalty Plus Card
- Driver’s license or BLTO driver’s license
- Philippine Postal ID
- PRC ID
- UMID
- SSS ID
These are the same main Philippine IDs listed for adult Filipino users with local SIM cards.
GCash Overseas verification may require more than the initial ID and selfie. After selecting and photographing a valid Philippine government-issued ID, users may be asked to upload additional supporting documents before the application is reviewed.
Possible supporting documents will depend on what is requested in the app. Follow the instructions shown for your country and application.
Do not assume that a document accepted in one GCash Overseas country will automatically apply to every location. Availability, local requirements, and supported registration methods may differ.
Accepted IDs for Foreigners Residing in the Philippines
Foreign nationals living in the Philippines and using a Philippine SIM may use one of the following documents:
- Alien Certificate of Registration
- Philippine driver’s license
- Special Resident Retiree’s Visa
- DFA Diplomat ID
- DOLE Alien Employment Permit
GCash lists these documents specifically for foreign residents with Philippine mobile numbers.
Alien Certificate of Registration
The Alien Certificate of Registration, often called an ACR or ACR I-Card, may be used by an eligible foreign resident.
Make sure the document is valid and that the information entered in GCash matches it exactly.
Driver’s License
A foreign resident who has a valid Philippine driver’s license may use it for verification.
The license should be original, current, and clearly photographed.
Special Resident Retiree’s Visa
A valid SRRV is included in the accepted list for qualifying foreign residents.
Follow the app’s instructions regarding which portion or document must be photographed.
DFA Diplomat ID
Eligible diplomats may use a valid identification card issued by the Department of Foreign Affairs.
DOLE Alien Employment Permit
A foreign national working in the Philippines may use a valid Alien Employment Permit issued by the Department of Labor and Employment.
An employment contract, company ID, or work certificate is not automatically a substitute for the specific document listed by GCash.
Accepted ID for GTourist
GTourist is a temporary GCash account for eligible foreign visitors to the Philippines.
The accepted identification document for GTourist is a:
- Valid foreign passport
The visitor must scan the passport and complete a selfie for verification.
As of July 15, 2026, GCash says GTourist:
- Requires a non-Philippine mobile number
- Can be created before arrival but activates only when the visitor is in the Philippines
- Remains valid for 30 days
- Is currently available to eligible users with a United States country code of +1
- Provides an SMS update on the application within 24 hours
GCash states that it plans to roll out the service to more countries gradually.
Because this availability can change, foreign visitors should check the current eligibility screen inside the app.
IDs Not Listed for Regular Adult GCash Verification
People often ask whether they can verify an adult GCash account using documents such as:
- PhilHealth ID
- TIN ID
- Voter’s ID
- Barangay ID
- Police clearance
- NBI clearance
- Company ID
- School ID
- Senior citizen ID
- PWD ID
- Birth certificate
- Marriage certificate
These documents are not included in GCash’s current published list for regular Filipino adults aged 18 and above with a Philippine SIM.
That does not necessarily mean a document has no value for other legal or identification purposes. It simply means you should not rely on it for regular GCash verification unless the app or the official GCash Help Center specifically confirms that it has been added.
Remember that requirements can differ by account type:
- A student ID is accepted for GCash Jr.
- A birth certificate is used as a supporting requirement for GCash Jr.
- A foreign passport is accepted for GTourist.
- An Alien Certificate of Registration is accepted for foreign residents and eligible foreign minors.
Always check which category applies to you.
Which GCash ID Is the Best to Use?
There is no single best ID for every applicant. The best choice is usually the accepted document that is:
- Valid for the longest period
- Clearest and least damaged
- Most recently issued
- Consistent with your current legal name
- Easy to scan without glare
- Already available to you
For example, a passport may be accepted, but it might not be your best option if its information page is damaged or difficult to photograph.
Likewise, a driver’s license may be convenient, but not when it expires soon or still shows information that no longer matches your current legal records.
Choose the document most likely to produce a clear and accurate verification match.
How to Submit Your ID for GCash Verification
For a regular adult account, the process generally works as follows:
- Open the GCash app.
- Tap Profile.
- Tap Verify Now.
- Select Get Started.
- Read the reminders and continue.
- Enter the six-digit code sent to your registered number.
- Enter your birthday and confirm your citizenship.
- Tap Select ID.
- Choose the ID you are using.
- Scan or photograph the document.
- Complete the selfie scan.
- Review your information.
- Tap Submit.
GCash says an SMS update is normally sent within three days.
The exact steps may differ for GCash Jr., GCash Overseas, foreign-resident accounts, and GTourist.
Tips for Taking a Clear ID Photo
Even a valid and accepted ID can be rejected when the submitted image is poor.
Clean Your Camera Lens
A fingerprint or smudge can make small text look blurry.
Use a soft cloth to clean the rear camera before beginning.
Use Good Lighting
Take the photo in a bright area, but avoid direct light reflecting from the card.
Natural daylight near a window often works better than a camera flash.
Avoid Flash
Flash can create glare that covers your name, photograph, ID number, or expiration date.
GCash specifically recommends using a bright area while avoiding flash.
Use a Plain Background
Place the ID on a flat, solid-colored surface that contrasts with the card.
For example, place a light-colored ID on a darker table.
Show the Complete ID
Make sure all edges and corners are visible.
Do not crop the ID or place your fingers over important information.
Take the Photo Right Side Up
The text should appear in its normal reading position.
GCash advises users to photograph the ID right side up.
Hold the Phone Steady
Wait for the camera to focus before capturing the image.
Do not move immediately after tapping the shutter button.
Review the Image
Before submitting, check whether you can clearly read the smaller text.
Retake the photo when the image is blurry, dark, cropped, or covered by glare.
Make Sure Your Information Matches the ID
GCash may reject verification when the personal information entered in the app does not match the submitted document.
Review your:
- First name
- Middle name
- Last name
- Suffix
- Birthday
- Citizenship
- Address, when requested
- ID number
- Maiden or married surname
Use your legal name exactly as it appears on the ID.
For example, do not enter a nickname when your passport or National ID shows your complete legal first name.
GCash specifically advises users to make sure their ID information matches what they entered in the app.
What if Your Name Has Changed?
Name differences can happen because of:
- Marriage
- Annulment
- Legal name correction
- Adoption
- Typographical errors in records
- Inconsistent use of a middle name
- Different name formats across documents
Use an accepted ID that reflects your current legal identity whenever possible.
Do not edit an ID image to make the information match. Altered or manipulated identification documents may lead to rejection and more serious account problems.
When the app does not provide a clear way to resolve a legitimate name difference, contact official GCash support and follow its instructions regarding additional documentation.
What if Your ID Is Expired?
Do not use an expired ID.
GCash requires accepted IDs to be valid and not expired.
Your options include:
- Renewing the expired document
- Using another accepted and valid ID
- Applying for a National ID
- Downloading your Digital National ID if you have already registered and it is available
An ID does not become acceptable simply because it expired only recently.
What if Your ID Is Damaged?
A damaged ID may be rejected when important information is:
- Faded
- Scratched
- Cracked
- Missing
- Covered by damaged laminate
- Difficult to read
GCash requires the ID to be clear and not damaged.
Use another accepted ID if yours is no longer readable.
What if You Do Not Have Any Accepted ID?
GCash recommends obtaining a National ID when you do not have one of the listed accepted documents.
If you have already applied for a National ID but have not received the physical card, GCash says you may download your Digital National ID through the eGov PH app.
Do not:
- Borrow someone else’s ID
- Use your parent’s or spouse’s identification
- Buy a fake ID
- Edit a document
- Ask another person to complete the selfie scan
- Pay an unofficial agent to verify the account
The ID, personal information, mobile wallet, and selfie should belong to the actual account owner.
Common Reasons an Accepted ID Is Rejected
Your ID may be on the approved list and still fail verification.
Common reasons include:
The ID Is Expired
Check the validity date.
The Photo Is Blurry
Clean the camera lens and retake the image in good lighting.
The ID Is Cropped
Keep all edges visible.
There Is Glare
Turn off the flash and adjust the angle.
The ID Is Damaged
Use another accepted document.
The Information Does Not Match
Check your complete name, birthday, and other details.
You Used a Copy
For most IDs, GCash requires the original physical document. National ID formats are the main exception.
You Selected the Wrong ID Type
Choose the correct document from the list before scanning.
For example, do not select “National ID” and upload a driver’s license.
The ID Is Not Accepted for Your Account Type
A student ID may work for GCash Jr. but not for a regular adult Filipino account.
The Selfie Did Not Match
The verification process includes both the ID and a live face scan. Poor lighting, a covered face, glasses with glare, or another person in the background may cause the selfie to fail.
GCash allows users to resubmit some failed ID or selfie applications within 10 days. Otherwise, the verification process may need to be restarted.
What to Do After Your ID Is Rejected
First, check the SMS or in-app message for the reason.
Then:
- Confirm that the document appears on the accepted list for your account type.
- Check that it has not expired.
- Inspect it for damage.
- Compare the information with your GCash profile.
- Clean your camera lens.
- Move to a bright area.
- Turn off the flash.
- Retake the photo with the whole document visible.
- Complete the selfie scan carefully.
- Submit the corrected application within the stated deadline.
GCash says users experiencing an ID scan or quality error may resubmit within 10 days. After that, they may have to restart verification.
Can You Use a Photocopy or Screenshot?
For most adult verification IDs, no.
GCash says the actual physical document is required, and scanned, xeroxed, or photocopied IDs are not allowed except for supported National ID formats.
There are account-specific exceptions for supporting documents. For example, a GCash Jr. birth certificate may be submitted as an original, screenshot, or photocopy. However, this birth certificate is a supporting requirement and does not replace the child’s accepted ID.
Is a Digital National ID Accepted?
Yes.
GCash accepts the National ID in card, paper, and digital forms.
When using the Digital National ID:
- Obtain it through the official eGov PH app.
- Make sure your personal details are correct.
- Follow the National ID scanning instructions inside GCash.
- Complete the additional PSA selfie scan when requested.
- Maintain a stable internet connection.
The PSA selfie scan is separate from GCash’s regular selfie verification.
Is a Student ID Accepted?
A student ID is accepted for eligible GCash Jr. users aged 7 to 17.
It is not included in the current accepted-ID list for regular Filipino adults aged 18 and above with a Philippine SIM.
An adult college student should use another accepted document, such as a National ID, passport, driver’s license, Postal ID, PRC ID, UMID, SSS ID, or Pag-IBIG Loyalty Plus Card.
Is a Birth Certificate Accepted?
A birth certificate is required as a supporting document when a parent creates a GCash Jr. account for a child.
It is not included as a standalone verification ID for a regular adult GCash account.
Is a PhilHealth ID Accepted?
A PhilHealth ID is not included in GCash’s current published list of accepted IDs for regular Filipino adults.
Use one of the IDs specifically listed by GCash instead.
Is a TIN ID Accepted?
A TIN ID is not included in the current published list for regular adult GCash verification.
Having a taxpayer identification number or BIR record does not automatically replace the need for one of GCash’s accepted IDs.
Can You Use an NBI Clearance?
An NBI clearance is not included in GCash’s current accepted-ID list for regular Filipino adults.
Use an accepted identification card instead.
Can You Use an Expired Passport or Driver’s License?
No. GCash requires the ID to be valid and not expired.
Frequently Asked Questions
How many IDs do I need to verify GCash?
A regular adult user generally needs only one accepted government-issued ID, along with a selfie scan and accurate personal information.
Additional documentation may be required for GCash Jr., GCash Overseas, foreign-resident accounts, or special verification cases.
What is the easiest ID to use for GCash?
The easiest option depends on what you already have. The National ID can be convenient because card, paper, and digital versions are accepted.
However, the best ID is the one that is valid, clear, undamaged, and consistent with your current legal information.
Can I use two IDs if one is not accepted?
Submitting an additional unsupported ID will not necessarily solve the problem.
Use one of the documents listed for your specific account type. Contact GCash support if the app requests additional documentation.
Can I verify using someone else’s ID?
No. The ID, personal information, mobile account, and selfie should belong to the same person.
Can my parent’s ID be used for my account?
A parent’s Fully Verified account is involved in creating GCash Jr., but the child must still submit an accepted ID and complete a selfie.
An adult cannot verify a personal GCash account using a parent’s identification.
Can I verify GCash without taking a selfie?
Full verification generally includes a selfie scan. The selfie confirms that the person applying matches the submitted identification.
Can I verify at a pawnshop or GCash outlet?
GCash verification is completed through the official app. Cash-in and cash-out partners do not replace the in-app identity-verification process.
How long does ID verification take?
GCash says regular verification applications normally receive an SMS update within three days.
GCash Jr. applications are generally updated within three business days, while GTourist applicants are told to expect an SMS update within 24 hours.
What if GCash cannot read my National ID?
Check that the information entered matches the National ID, use a stable connection, and complete the separate PSA selfie scan.
GCash also recommends trying another accepted ID if National ID verification continues to fail.
Can I submit a laminated photocopy of my ID?
No. Laminating a photocopy does not make it an original physical ID.
Use the actual document, except when GCash accepts a supported National ID paper or digital format.
Can I use a company ID?
A company or employee ID is not included in the current list for regular Filipino adult verification.
Can I use a senior citizen or PWD ID?
These documents are not included in GCash’s current published list for regular Filipino adult verification. Use one of the specifically accepted IDs instead.
Will GCash keep a copy of my ID?
Submitting an ID requires GCash to process identity information for verification. Review GCash’s current Privacy Notice and verification terms before submitting sensitive personal data.
Use only the official GCash app and never send your ID to unofficial social media accounts or strangers.
Security Reminders When Submitting an ID
Your identification documents contain sensitive personal information.
To protect yourself:
- Upload your ID only inside the official GCash app.
- Do not send it through Facebook Messenger, Telegram, or unofficial email addresses.
- Never share your MPIN.
- Never share your OTP.
- Do not let a stranger control your phone.
- Do not install a remote-access app for a supposed GCash representative.
- Never pay someone who promises guaranteed verification.
- Avoid posting an uncensored photo of your ID online.
- Keep screenshots and photocopies in a secure location.
- Report suspicious verification messages through official GCash support.
A legitimate verification process does not require you to give another person your MPIN or OTP.
Final Thoughts
Choosing the correct ID is one of the most important parts of getting your GCash account Fully Verified.
For Filipino adults with a Philippine SIM, the current options include the National ID, passport, Pag-IBIG Loyalty Plus Card, driver’s license, Postal ID, PRC ID, UMID, and SSS ID.
GCash Jr. users may use a National ID, passport, student ID, or Alien Certificate of Registration for foreign minors. Filipinos using GCash Overseas generally have the same Philippine ID options as local adult users, while foreign residents and GTourist users have separate document requirements.
Remember that an accepted document can still be rejected when it is expired, damaged, blurry, cropped, or inconsistent with the information entered in the app.
Before submitting, make sure the ID is valid, place it in good lighting, avoid glare, show the complete document, and carefully review your personal details. Most importantly, use only your own identification and complete the process through the official GCash app.
Taking a few extra minutes to prepare a clear and accurate submission can save you from a failed application and help you unlock the full features of your GCash account.
