Updated: August 6, 2026
Apple Pay is now available in the Philippines, allowing eligible customers to pay through an iPhone, Apple Watch, iPad, or Mac.
But after adding your card to Apple Wallet, the next question is obvious:
Which stores and businesses actually accept Apple Pay in the Philippines?
Apple currently displays 46 named in-store merchants and 12 participating apps and websites on its official Philippine Apple Pay page. Apple also says thousands of physical and online merchants began accepting the service when it launched on August 4, 2026.
However, there is an important detail to understand before looking at the list.
The merchants featured by Apple are not necessarily the only businesses where Apple Pay works. An establishment that does not appear on Apple’s website may still accept Apple Pay if it has an enabled NFC contactless terminal and accepts the Visa or Mastercard connected to your Apple Wallet.
This guide provides the official merchant list, organizes the businesses by category, explains how acceptance can vary between branches, and answers common questions about Jollibee, McDonald’s, Starbucks, Shopee, Foodpanda, malls, supermarkets, restaurants, and online shopping.
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Apple Pay Merchants in the Philippines at a Glance
Apple currently features the following types of businesses:
- Electronics and appliance retailers
- Apple and technology stores
- Fashion and footwear brands
- Department stores and supermarkets
- Restaurants and cafés
- Beauty and lifestyle stores
- Telecommunications companies
- Shopping malls and cinemas
- Online retailers
- Food-delivery applications
- E-commerce platforms
Apple Pay can also work at other businesses with properly enabled contactless card terminals, even when those establishments are not included in Apple’s promotional directory.
Complete List of In-Store Apple Pay Merchants
As of August 6, 2026, Apple’s Philippine Apple Pay page displays the following 46 in-store merchants:
- Abenson
- Abercrombie & Fitch
- Anko
- Ayala Malls
- Ayala Malls Cinemas
- Bally
- BeautyBar
- Bershka
- Beyond the Box
- BOSS
- Calvin Klein
- Charriol
- Coach
- Digimap
- Digital Walker
- Electroworld
- Flying Tiger Copenhagen
- Foot Locker
- Gap
- Globe
- Hamleys
- Hanamaruken
- Hanamaruken 2.0
- HOKA
- Hollister
- JD Sports
- Jollibee
- Lacoste
- Lush
- New Balance
- open_source by Beyond the Box
- Power Mac Center
- Ralph Lauren
- Rustan’s
- SaladStop!
- Samsonite
- Shake Shack
- Smart
- The Loop
- The Matcha Tokyo
- The Movie Snackbar
- The Underbelly
- Tommy Hilfiger
- WalterMart Supermarket
- Your Local
- Zara
Apple’s original launch announcement contained a shorter selection of merchants, including Abenson, Anko, Ayala Malls, Beyond the Box, Coach, Foot Locker, Globe, HOKA, Hollister, Jollibee, Lush, Power Mac Center, Rustan’s, SaladStop!, Shake Shack, Smart, The Loop, The Matcha Tokyo, The Movie Snackbar, The Underbelly, and WalterMart Supermarket. The directory on Apple’s Philippine Apple Pay page now displays a broader group.
Electronics, Appliances, and Technology Stores
Apple Pay is officially featured at several electronics and appliance retailers.
Abenson
Abenson was one of the merchants specifically announced during the Philippine launch.
Customers may use Apple Pay at participating Abenson counters with enabled contactless terminals. Acceptance may still depend on the branch, card network, transaction type, and availability of the terminal.
Beyond the Box
Beyond the Box appears on Apple’s official in-store merchant list.
Customers can look for the contactless payment symbol at the cashier and pay using an eligible card stored in Apple Wallet.
Digimap
Digimap is included in Apple’s official Philippine merchant directory.
The brand also appeared in Apple’s original launch announcement.
Digital Walker
Digital Walker is officially listed as an Apple Pay merchant in the Philippines.
Electroworld
Electroworld also appears in Apple’s expanded in-store merchant list.
open_source by Beyond the Box
Apple’s Philippine page lists open_source, which is the technology-retail concept associated with Beyond the Box.
Power Mac Center
Power Mac Center was named as one of the official Philippine launch merchants and continues to appear in Apple’s current directory.
The Loop
The Loop is another Apple-focused retailer included in the launch and current merchant list.
Shopping Malls, Cinemas, and General Retail
Ayala Malls
Ayala Malls is officially included among Apple Pay’s Philippine merchants.
This does not necessarily mean every independent tenant inside every Ayala mall automatically accepts Apple Pay. Stores and restaurants inside a mall may use their own payment terminals, acquiring banks, and payment processors.
Apple Pay acceptance should therefore be checked at the individual establishment.
Ayala Malls Cinemas
Ayala Malls Cinemas was specifically included in Apple’s launch announcement and appears in the official merchant directory.
Customers should look for the contactless symbol at participating cinema counters.
Anko
Anko appears on Apple’s official in-store merchant list and was also included in the launch announcement.
Flying Tiger Copenhagen
Flying Tiger Copenhagen is listed among the Philippine businesses accepting Apple Pay.
Hamleys
Hamleys also appears in Apple’s current Philippine directory.
Rustan’s
Rustan’s supports Apple Pay in participating physical stores and is also included among the apps and websites offering Apple Pay checkout.
WalterMart Supermarket
WalterMart Supermarket was one of the businesses named during the Apple Pay launch and remains in Apple’s official merchant directory.
Apple Pay availability can still vary by checkout counter and terminal, so look for the contactless symbol before preparing the payment.
Fashion, Footwear, Jewelry, and Accessories
Apple’s merchant directory includes many international fashion, footwear, jewelry, and lifestyle brands.
Clothing and Fashion Stores
The officially listed fashion merchants include:
- Abercrombie & Fitch
- Bershka
- BOSS
- Calvin Klein
- Gap
- Hollister
- Lacoste
- Ralph Lauren
- Tommy Hilfiger
- Zara
Footwear and Sports Retailers
The listed footwear and sports-related merchants include:
- Foot Locker
- HOKA
- JD Sports
- New Balance
Bags, Jewelry, and Accessories
The merchant directory also includes:
- Bally
- Charriol
- Coach
- Samsonite
Acceptance may vary between locations. Always look for the contactless symbol or ask the cashier whether the terminal accepts tap-to-pay Visa or Mastercard transactions.
Beauty and Personal-Care Stores
BeautyBar
BeautyBar appears on both Apple’s in-store and online merchant lists.
Lush
Lush was included in Apple’s launch announcement and appears among both the physical and online participating merchants.
Telecommunications Stores
Globe
Globe was named as an Apple Pay launch merchant and appears in the current directory.
The listing does not necessarily mean Apple Pay is available for every Globe service or account transaction. Acceptance can depend on the retail branch, terminal, and purchase type.
Smart
Smart was also announced as an initial merchant and remains on Apple’s official list.
As with Globe, Apple Pay acceptance at a retail store does not automatically mean it is supported for every bill-payment or account channel.
Restaurants, Cafés, and Food Merchants
Apple currently displays the following food and dining businesses in its Philippine in-store merchant directory:
- Hanamaruken
- Hanamaruken 2.0
- Jollibee
- SaladStop!
- Shake Shack
- The Matcha Tokyo
- The Movie Snackbar
- The Underbelly
- Your Local
Can You Use Apple Pay at Jollibee?
Yes. Jollibee is one of the most prominent Apple Pay launch merchants in the Philippines.
Apple lists Jollibee for:
- In-store transactions
- Mobile-app checkout
- Website checkout
In-store acceptance may still vary by branch, franchise operator, checkout counter, and terminal.
At the cashier, ask to pay using a contactless card. Once the terminal is ready, double-click the appropriate button on your iPhone or Apple Watch, authenticate, and hold the device near the reader.
Can You Use Apple Pay at Shake Shack?
Yes. Shake Shack was included in Apple’s launch announcement and remains in the official merchant directory.
Availability may still depend on the individual branch and working payment terminal.
Can You Use Apple Pay at SaladStop!?
Yes. SaladStop! is included among the officially announced and currently displayed merchants.
Can You Use Apple Pay at The Matcha Tokyo?
Yes. The Matcha Tokyo appears in both the launch announcement and Apple’s current merchant list.
Complete List of Apps and Websites Accepting Apple Pay
Apple’s Philippine Apple Pay page currently displays 12 apps and websites:
- Banana Republic
- BeautyBar
- Foodpanda
- Gap
- JD Sports
- Jollibee
- Lacoste
- Lush
- Old Navy
- Payless
- Rustan’s
- Shopee
Apple’s launch announcement initially highlighted Foodpanda, Jollibee, Rustan’s, and Shopee as online launch partners.
Can You Use Apple Pay on Shopee?
Yes. Shopee was one of the online platforms specifically announced during the Apple Pay launch.
To check whether Apple Pay is available for your order:
- Update the Shopee app.
- Add your items to the cart.
- Proceed to checkout.
- Review the available payment methods.
- Select Apple Pay when displayed.
- Review the selected card and total.
- Confirm using Face ID, Touch ID, or your passcode.
The option may depend on the device, software version, account, seller, order, product, and current checkout configuration.
Can You Use Apple Pay on Foodpanda?
Yes. Foodpanda is included among the officially announced apps and websites accepting Apple Pay in the Philippines.
When available, choose Apple Pay from the payment options and authenticate the transaction on your Apple device.
Can You Use Apple Pay on the Jollibee App?
Yes. Jollibee appears on Apple’s lists for both physical-store and online payments.
Apple Pay must appear as an available payment method during checkout for the specific order.
Can You Use Apple Pay on Rustan’s Online Store?
Yes. Rustan’s is included among the officially featured apps and websites.
More Than 5,000 Online Merchants Through Maya Business
Apple announced that Maya Business would begin enabling Apple Pay for more than 5,000 online merchants in the Philippines.
This means the number of websites accepting Apple Pay could be much larger than the 12 brands displayed on Apple’s promotional page.
It is important to understand that this refers to Maya Business helping merchants process Apple Pay transactions. It does not mean Maya consumer cards are automatically eligible to be added to Apple Wallet.
How to Know Whether a Physical Store Accepts Apple Pay
Look for:
- The Apple Pay logo
- The universal contactless-payment symbol
- A sign saying contactless cards are accepted
- A payment terminal displaying the sideways radio-wave symbol
Apple says Apple Pay can be used where either the Apple Pay mark or contactless symbol appears. However, some card readers may show the contactless symbol without being properly configured to accept Apple Pay.
You can ask the cashier:
- “Do you accept contactless payments?”
- “Can I tap my card?”
- “Does the terminal accept contactless Visa or Mastercard?”
- “Can I pay with Apple Pay?”
During the early Philippine rollout, some cashiers may understand “contactless card payment” or “tap payment” more easily than the term Apple Pay.
A Store Does Not Need an Apple Pay Sticker
A business may accept Apple Pay without displaying a specific Apple Pay logo.
The important requirements are:
- The payment terminal has NFC contactless enabled.
- The merchant accepts your card’s network.
- The issuing bank approves the transaction.
- The terminal and payment processor are working.
Apple confirms that the merchant must accept the underlying payment network and have NFC contactless enabled for in-store Apple Pay purchases.
Does Every Branch of a Listed Merchant Accept Apple Pay?
Not necessarily.
Apple’s list identifies participating merchant brands, but practical acceptance may vary according to:
- Branch
- Franchise owner
- Checkout counter
- Payment terminal
- Acquiring bank
- Payment processor
- Card network
- Transaction amount
- Temporary system availability
A merchant could have one terminal that accepts contactless payments and another that only supports inserted cards.
For this reason, check the exact branch and terminal before relying exclusively on Apple Pay.
Can You Use Apple Pay at McDonald’s Philippines?
McDonald’s Philippines is not displayed in Apple’s official Philippine merchant directory as of August 6, 2026.
That does not prove that Apple Pay will fail at every McDonald’s branch.
An individual branch may still accept Apple Pay if it has an enabled NFC contactless terminal and accepts the Visa or Mastercard linked to your Wallet. Apple says the service works anywhere compatible contactless payments are accepted.
Ask the cashier whether the terminal accepts tap-to-pay card transactions.
Can You Use Apple Pay at Starbucks Philippines?
Starbucks Philippines is not currently displayed among Apple’s named Philippine merchants.
However, an individual Starbucks branch may still be technically capable of processing Apple Pay through an enabled contactless card terminal.
Check for the contactless symbol or ask the barista before paying.
Can You Use Apple Pay at SM Malls?
SM Malls does not appear as a named merchant in Apple’s official Philippine directory as of August 6, 2026.
However, individual businesses located inside an SM mall may accept Apple Pay independently.
For example, brands such as Zara, Coach, Foot Locker, HOKA, New Balance, Beyond the Box, or other listed merchants may operate branches inside an SM property and use their own contactless terminals.
Apple Pay acceptance should be checked with the individual tenant rather than assumed for the entire mall.
Can You Use Apple Pay at Ayala Malls?
Yes. Ayala Malls and Ayala Malls Cinemas appear in Apple’s official list.
However, individual tenants inside an Ayala mall may still use separate systems. The mall’s inclusion does not guarantee that every store, food stall, parking counter, restaurant, or kiosk accepts Apple Pay.
Can You Use Apple Pay at Robinsons Malls?
Robinsons Malls is not displayed as a named merchant on Apple’s current Philippine Apple Pay page.
Individual stores inside a Robinsons mall may still accept Apple Pay when they have compatible terminals.
Can You Use Apple Pay at Other Supermarkets?
WalterMart Supermarket is the supermarket chain specifically displayed in Apple’s current directory.
Other supermarkets may still accept Apple Pay without being named. Check for an enabled contactless terminal at the checkout counter.
Do not assume that every branch of a supermarket chain has the same equipment.
Can You Use Apple Pay at Convenience Stores?
No convenience-store chain is prominently listed in Apple’s current Philippine merchant directory.
However, a convenience store could accept Apple Pay if its terminal supports NFC contactless transactions and accepts your card network.
Can You Use Apple Pay at Hotels?
Hotels are not specifically represented in Apple’s named Philippine merchant list.
A hotel may still accept Apple Pay at its front desk, restaurant, spa, or retail outlet when it has a compatible contactless terminal.
However, hotels frequently require a physical card for:
- Security deposits
- Preauthorizations
- Incidentals
- Identity verification
- Matching the card used for the reservation
Bring the physical card associated with the booking rather than relying entirely on Apple Pay.
Can You Use Apple Pay at Gas Stations?
Apple says Apple Pay can be used at gas stations and other establishments displaying appropriate contactless-payment symbols.
Philippine availability will depend on the particular station, cashier terminal, payment processor, and card network.
Can You Use Apple Pay for Public Transportation?
Apple Pay can be used for transit in some countries and regions, but Apple did not announce a general Philippine public-transport integration as part of the local launch.
No broad integration was announced for systems such as:
- Beep
- MRT or LRT stored-value gates
- Traditional buses
- Jeepneys
- Toll-road RFID systems
A transport operator may still accept an ordinary contactless Visa or Mastercard payment independently.
Can You Use Apple Pay at Airports?
Apple Pay may work at individual airport restaurants, shops, lounges, and service counters with compatible contactless terminals.
Acceptance depends on the individual merchant—not the airport as a whole.
How to Find Nearby Apple Pay Merchants
Apple says users can search for Apple Pay in Apple Maps to see nearby stores that identify themselves as accepting it.
Try these steps:
- Open Apple Maps.
- Search for “Apple Pay.”
- Review nearby businesses.
- Open a merchant listing.
- Check the listed payment information.
- Contact the store when necessary.
Because Apple Pay has only recently launched in the Philippines, merchant information may still be incomplete or slow to update.
How to Use Apple Pay at a Listed Merchant
On an iPhone with Face ID:
- Double-click the side button.
- Authenticate using Face ID or your passcode.
- Select a different card when necessary.
- Hold the top of the iPhone near the contactless terminal.
- Wait for “Done” and a checkmark.
On an iPhone with Touch ID:
- Double-click the Home button.
- Authenticate using Touch ID.
- Hold the top of the iPhone near the reader.
- Wait for confirmation.
On an Apple Watch:
- Double-click the side button.
- Select the card you want to use.
- Hold the watch display near the reader.
- Wait for the gentle tap and beep.
These are the official in-store payment steps provided by Apple.
Why Apple Pay May Fail at a Listed Merchant
Even at an officially displayed merchant, a transaction could fail because:
- The branch has an older terminal.
- The contactless function is disabled.
- The particular checkout counter is offline.
- The merchant does not accept your card network.
- Your card is locked.
- You have insufficient funds or credit.
- The transaction exceeds a bank or merchant limit.
- The issuer blocks the payment for security reasons.
- The payment processor is temporarily unavailable.
- The cashier selected the wrong payment mode.
Apple notes that a contactless symbol alone does not guarantee that a terminal is currently configured to accept Apple Pay.
What to Do When the Cashier Is Unfamiliar with Apple Pay
Ask whether the store accepts contactless card payments.
You can say:
“I’ll pay through a contactless Visa or Mastercard using my phone.”
Once the terminal is ready, complete the payment yourself. You should not need to hand your device to the cashier.
When the store says its terminal is not configured for contactless payments, use another payment method.
Online Apple Pay Checkout Tips
When using Apple Pay in an app or website:
- Update the app or browser.
- Make sure an eligible card is active in Apple Wallet.
- Add your items to the cart.
- Proceed to checkout.
- Look for the Apple Pay button.
- Review the card, amount, shipping address, and billing details.
- Confirm using Face ID, Touch ID, Apple Watch, or your passcode.
Apple says Apple Pay can be used online wherever it appears as a payment method or where the Apple Pay button or symbol is displayed.
Why Apple Pay Does Not Appear Online
Possible reasons include:
- The merchant has not enabled Apple Pay.
- Your app is outdated.
- Your browser is unsupported.
- Your device software needs an update.
- You have no eligible card in Wallet.
- The particular product or seller is excluded.
- The payment option is not available for your account.
- Your delivery or billing information is incomplete.
- The merchant’s payment processor is temporarily unavailable.
Try updating the app and checking whether your card remains active in Apple Wallet.
Apple Pay Merchant Frequently Asked Questions
How many named Philippine merchants are displayed by Apple?
As of August 6, 2026, Apple’s Philippine page displays 46 named in-store merchants and 12 apps or websites. This count comes from the businesses shown in Apple’s current directory and may change as the page is updated.
Are these the only businesses that accept Apple Pay?
No. Apple says the service works wherever compatible contactless payments are accepted. The merchant must accept your card’s network and have NFC contactless enabled.
Does Jollibee accept Apple Pay?
Yes. Jollibee is listed for in-store, app, and website payments.
Does Shopee accept Apple Pay?
Yes. Shopee was officially announced as an online launch partner.
Does Foodpanda accept Apple Pay?
Yes. Foodpanda is included among the participating apps and websites.
Does WalterMart accept Apple Pay?
WalterMart Supermarket is an official launch merchant. Branch and terminal availability may vary.
Does McDonald’s Philippines accept Apple Pay?
McDonald’s is not currently displayed on Apple’s official merchant list. A branch may still accept it through a compatible contactless terminal.
Does Starbucks Philippines accept Apple Pay?
Starbucks is not currently displayed in Apple’s named directory. Individual branches may still support contactless card payments.
Does SM accept Apple Pay?
SM is not displayed as one named Apple Pay merchant. Individual stores and restaurants inside an SM property may accept it independently.
Does Ayala Malls accept Apple Pay?
Yes. Ayala Malls and Ayala Malls Cinemas appear on the official list.
Do all branches of an official merchant accept it?
Not necessarily. Acceptance can vary by branch, terminal, processor, card network, and system availability.
How can I tell whether a terminal works?
Look for the Apple Pay or contactless symbol and ask the cashier whether tap-to-pay card transactions are enabled.
Tips Before Visiting an Apple Pay Merchant
- Confirm that your card is active in Apple Wallet.
- Check that the store has an NFC contactless terminal.
- Ask about contactless card acceptance rather than relying only on the Apple Pay name.
- Wait for the cashier to prepare the terminal.
- Hold the top of the iPhone near the contactless symbol.
- Check that the correct card is selected.
- Keep another payment method available.
- Save the receipt for large purchases.
- Review your bank app after paying.
- Avoid tapping repeatedly when the terminal appears delayed.
- Ask the merchant to check the transaction status before trying again.
Final Thoughts
Apple Pay already has a promising merchant network in the Philippines.
Apple’s official directory includes 46 named in-store merchants, covering electronics, fashion, footwear, restaurants, malls, supermarkets, telecommunications, beauty, and lifestyle businesses. The online list includes Foodpanda, Jollibee, Rustan’s, Shopee, BeautyBar, Gap, JD Sports, Lacoste, Lush, Old Navy, Payless, and Banana Republic.
The most important thing to remember is that Apple’s displayed list is not exhaustive.
Apple Pay can also work at other stores, restaurants, hotels, supermarkets, and retailers with properly enabled NFC contactless terminals. The merchant must also accept the payment network connected to your Apple Wallet.
During the early rollout, acceptance may vary between branches. One terminal may work while another does not, and some cashiers may still be unfamiliar with the service.
Look for the contactless symbol, ask whether you can tap your card, and keep a backup payment method available. As more businesses update their terminals and payment processors, the practical Apple Pay merchant list in the Philippines should continue to grow beyond the brands displayed on Apple’s website.
